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大学英语四级改革适用（阅读）模拟试卷287(总分：60.00，做题时间：90分钟
一、ReadingComprehension(总题数：6，分数：60.001.PartIIIReadingComprehension（分数：10.00）
__________________________________________________________________________________________解析：
2.SectionC（分数：10.00）
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Everysooften,lateatnight,DavidWoodlandstealsawaytothedenofhishomeinAberdeen,Washington,sothathecancheckstockpricesontheInternetMr.Woodland,a78-year-oldretiredinsurancesalesman,delightsathowwiththeclickofamouse,hecantapintothefactsandfortunesofWallStreet."IfIgetabrightidealateatnight,"Mr.Woodlandsaid,"Igointotheoffice,fireupthecomputerandputabuyorsellorderin."Whileonlinetradingispopularlyregardedastheprovinceofanytradersintheir20sand30s,jumpinginandoutofthemarkettomakequickprofits,itisnowbeinginvadedbymillionsofpeoplelikeMr.Woodland—seniorinvestorswhobringmuchlargeraccountsandmorestabilitytothisfast-growingcornerofthemarkets.Thelowcostofdoingbusinessonline—nowaslittleas$7atrade—andtheexcitementofridingabullmarketarethelures(诱惑formanyolderinvestors—justastheyarefortheyoung.Theyaredismissingtheirfull-servicebrokers,whoofferresearchandadvicebutoftenchargemorethan$100atrade,andinsteadarepickingtheirownstocks,afterdownloadingcompanies'annualreportsandotherresearchbasics."Thesethingsareincredibletools,nowinthehandsofanindividualinvestor,"saidCarolPotts,56,aretiredcraftsdesignerinSantaBarbara,California."There'snoreasonformetohavefinancialadvisers.Iamveryanalytical,andIliketogetinvolvedinresearch."Accordingtoasurveythisfallof630peopleover50byCharlesSchwab&Co.,manyolderinvestorssaytheInternethasmadethemmoreconfidentabouttheirinvestmentsandmorewillingtotrusttheirownjudgment.Butsuchconfidencemayalsocausesometogambleawaytheirretirementnesteggs,financialexpertswarn."Ifstocksenterabearmarket,itcouldprovedisastrousforretirees,whoaresodependentontheirsavings."（分数：10.00）(1.Themainideaofthepassageisthat_____.（分数：2.00）
A.onlinetradingattractsmoreandmoreretireestogetinvolved√B.onlinetradingismoresuitablefortheoldthanfortheyoungnowC.onlinetradingenablestheretireestogetridoftheiradvisers
D.onlinetradingoffersincredibletoolsandhighprofitstoinvestors解析：解析：这篇文章以DavidWoodland的故事引入退休人员大量进入网上交易的话题，第3段介绍了退休人员从事网上交易时与年轻人不同的特征；接下来的两段论述他们为什么会热衷于这项活动；最后一段则指出对网上交易的自信可能带来的风险。A含有核心人物retirees，并概括了主题，是正确答案。(2.Peoplegenerallybelievethatonlinetradingisapracticeof_____.（分数：2.00）
A.seniorinvestorsB.peopleinaspecificprovinceC.relativelyyoungpeople√
D.groupsmadeupof20or30traders解析：解析：第3段第1句前半句明确指出C正确。解题关键在于理解province一词并不是“省份”的意思，而是“范围”之义，这样有助于否定选项B。
(3.Theelderlyinvestorsnolongeremployedthestockbrokersmainlybecause______.（分数：2.00）

A.thebrokerscan'tgivetheinvestorsadviceusefulenough
B.thebrokerschargetoohighafeefortheirservice√C.thebrokersarenotsoanalyticalastheinvestors
D.thebrokersarenotashelpfulastheInternet解析：解析：第4段第2句指出股票经纪人给予老年投资者帮助，但同时收费很高，结合该段第1句指出的网上交易的低成本，可以看出，股票经纪人被辞退的最主要原因是他们收费过高，因此本题应选B。(4.TheretiredcraftsdesignerCarolPottssoundstobe_____.（分数：2.00）A.veryanalyticalB.quiteshrewdC.kindofseasonedD.ratherconfident√
解析：解析：CarolPotts是作为例子说明最后一段第1句话，这种态度也正是Carol在言谈中表现出来的，故选D。A是CarolPotts对自己的评价，CarolPotts以此解释自己为什么不继续聘用adviser。C是作者对老年投资者的整体评价。
(5.Comparedwithotheragegroups,whyshouldolderinvestorsbemorecautiousabouttheirinvestment?（分数：2.00）
A.Theyoftenturnadeafeartoothers'advice.B.Theytendtobemoregamblinginnature.C.Theyarenotsoquick-wittedastheyoung.D.Theydonothaveasmanysourcesofincome.√
解析：解析：文章最后一段中有个But，其后就是金融专家对老年投资者的警告，这两句都暗示了退休金对老年人的重要性，由此可推断D正确。本题最具干扰性的是B，原文也提到了gamble一词，但该句并没有表明老年人天生爱冒险(gambling的意思。
Ah,myveryfavoritepromotionalproductofall,therefrigeratormagnet.Theyaremyfavorite,becausetheyaresoextremelyinexpensive,andextremelyeffectiveingettingyourcompanynameseenincountlesslocations.Theydon'tmakethegreatestcommissionforasalesmanofadvertisingspecialties,butIcan'tstopmyselffromrecommendingtheselittlebeautiesfirstandforemosttomynewcustomersandprospects.Andthereasonissosimple.TheyWORK!I'veyettoapproachanyoneinanykindofbusinesswhereIdon'tfeelthatarefrigeratormagnetwillberegardedaseffectiveadvertising.Ithastobegrantedthatsomearemoresuitedthanothers,butIstillmaintainthatthey'dbeofusetoanybusiness.Domino'sPizzaisnotoriousforgivingoutamagnetwithdeliveriesthatincludestheirlogoandthephonenumberofthelocalstore.IworkedforDomino'swhenIwasayoungguy,asadeliverydriver.Often,wheneversaleswoulddropalittle,orthemanagerwasdesiringaprize,